GE Money Bank.

Privacy Policy for the Following Specified
Types of Consumer Accounts:

Grossman's, Bargain Outlet, Contractors Warehouse, McCoys, Menards, PROJECTLINE, Diamond Exteriors, Sears, Associates, U.S. Window Finance, Great Lake Windows, ABC Supply, Valu Home Center, Cutting Edge, Snapper, HWI-Do It Best, Ace Hardware, 84 Lumber, Foxworth-Galbraith, Sutherlands, Carter Lumber, Satellite Receivers, Only Diamonds, All Systems, Winning Margin, Culligan, Kinetico, CRS-Supercom, Green Leaf, Syms, Dick's Sporting Goods, Cherry & Webb, Cost Plus/World Market, Musician's Friend, Giardinelli, Mars Music, Lamonts, Bryant, Climate Select, Lennox-Service Experts, Payne, American Residential Services (ARS), Traco Value Plus, Remodel America, Anthony & Sylvan, AquaVantage, Marquis Spas, U.S. Remodelers, Owens Corning, Coleman Spas, Honda, Leath, Modernage, Leather & Dining for Less, Select Comfort, Helig Meyers, Andersons, RoomSource,, Paccar Automotive, Cub Cadet, White Outdoor, Gardenway-Troy-Bilt, Bassett Furniture, Agri-Credit, Keynotes, RoomStore, Window Mart, Erie Controls, Dixie HomeCrafters, K-Designers, Thermal Industries, American Exteriors, Ingersol-Rand, Hansons, Rheem, Tuff Shed, Napco, FUNancing/KTM, Home Improvement Loans, and Consumer Installment Loans.

This Privacy Policy describes our information collection and sharing practices. Please read it carefully. The Policy applies to applicants and accountholders on consumer Accounts, with GE Money Bank. ("GEMB," "We" or "Us") for the account types specified above (each, a "Program").

Information We Collect — We collect personally identifiable information about you (such as your address, phone number, social security number, mother's maiden name and transaction information about items purchased, payments and payment method), for identification, account management, servicing and marketing purposes. We obtain information about you directly from you (such as on application forms), through your use of our products and services, and in some cases, from third parties (such as credit bureaus and demographic firms). Occasionally, we may also collect information about you online using "cookies" (small pieces of data stored by your Internet browser on your computer) or other technology that may be used to remember passwords for you, to track your website usage with us, and to provide you with customized content, among other things.

Information We Share with Others
We may use and share all of the information we collect, to the extent permitted by law, with the following types of third parties: (these examples are not intended to be all-inclusive):

The Retailer Associated With the Account, if the Account is a Retail Credit Card, and its Affiliates, for use in connection with the Program and as otherwise permitted by law. They may use this information to update their records, to provide you with notices of special promotions and other tailored offerings, to answer questions about your application or Account and perform other Program functions or for other purposes permitted by law. They may use their affiliates, licensees, or third-party service providers (such as modeling and database companies) to assist them in any of these activities.

Service Providers, (including our affiliates) to assist us in evaluating applications, and servicing Accounts, like preparing billing statements and promotional materials, and responding to customer inquiries. We also may use marketing firms, such as modeling companies, to assist us in our own marketing efforts.

Financial Institutions with Whom We Jointly Offer Financial Products, such as loan products or credit insurance. If your billing address is in Vermont, this information will be limited to your name and contact information, and transaction and experience information.

Our Affiliates, who are other companies in the General Electric Company corporate family ("GE Family"), for servicing or marketing purposes, subject to your right to opt out of sharing of credit eligibility information, such as certain information from credit bureaus and your application, as provided in the It's Your Choice section below. And, subject to your right to opt out, our affiliates also may use information from us concerning your credit eligibility, and your transactions and experience with us, to send you marketing solicitations about products and services.

Third Parties, who are interested in offering special products or services to you, subject to your right to opt out as provided in the It's Your Choice section below. For example, we disclose information, either directly or through Retailer, to financial services providers offering products such as insurance, mortgages or loans, and nonfinancial companies offering consumer products and services. We may disclose name, address and telephone numbers, as well as Account purchase and performance history.

Others: We report Account information, such as credit limit, balances and payment information, to credit bureaus. In addition, we may buy and sell assets, lines of business and/or Accounts. When this occurs, customer information generally is disclosed to bidders and is one of the transferred business assets. We also disclose information about you to third parties in certain other circumstances, as permitted by law.

It's Your Choice — You have the right to opt out of our sharing of information with certain third parties, as described below. If you have previously informed us of your preference, you do not need to do so again. To opt out please complete the attached form, sign it, and return it to us at P.O. Box 6160, Rapid City, SD 57709-6160 or call the toll-free customer service telephone number set forth on your billing statement if you would like to request the following:

Please do not share information about me with companies outside the GE Family, other than with the Retailer (if any) and its affiliates for use in connection with the Program and as otherwise permitted by law.

Please do not share information you use to determine my eligibility for credit with companies within the GE Family.

Please do not allow companies within the GE Family to solicit me for products and services based on transaction, experience or credit eligibility information they receive from you.

Social Security Number
Print Your Name
Acct. Number(s) (if available)
City, State, Zip

Important Notes About Your Choice
Please understand that, even if you opt out as described above, we will continue to share information with the Retailer, if any, associated with the Account, joint marketing partners and service providers as described in this policy, and as otherwise permitted by law. And we may continue to share information that identifies you, and information about your transactions and experiences with us, with companies within the GE Family.
If you have a joint account, a request by one party will apply to all parties on the account.
We will process your request promptly. However, it may take us several weeks to ensure that all records are updated with your preference. In the interim, you may continue to be included in programs as described above. Also, after your request is processed, you may still be contacted by our affiliates and/or other companies based on their own information.
Even if you opt out, we will continue to provide you with billing inserts and mail notices of special offers and new benefits.
Vermont Residents: If your billing address is in Vermont, we will code your Account as if you had exercised only the first opt-out choice described above and you do not need to contact us in order to exercise the first opt out choice.

Our Security Procedures — We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard nonpublic personal information about you. We limit access to personal and Account information to those employees and agents who assist us in providing products and services to you. We also require third parties to whom we disclose nonpublic personal information to adhere to this Privacy Policy and to establish information security procedures.

Your Access to Information — We provide you access to information about your Account by sending you monthly billing statements outlining your transactions, finance charges, and other Account information, and we provide customer service representatives to answer your questions.

How This Policy Applies to You — The examples contained in this Privacy Policy are illustrations only, and are not intended to be all-inclusive. If you decide to close your Account or become an inactive customer, or if we close or suspend your Account, we will continue to adhere to the privacy policies and practices described in this notice to the extent we retain information about you. We may amend this Privacy Policy at any time, and we will inform you of changes as required by law. You may have other privacy protections under state laws and we will comply with applicable state laws when we disclose information about you. This Privacy Policy applies only to consumer Accounts of GEMB for the Programs listed above and does not apply to any other accounts you may have with us, and replaces our previous disclosures to you about our information practices in connection with the Programs listed above.